Posts By: John Stuart

3 (not so) Crazy Ways to Save Money

woman-shaking-piggy-bank-shutterstock_96849385-400x400A little while ago, Business Insider published an article about a Google employee who was living out of the back of a truck parked in the company’s corporate parking lot. Brandon, the employee in question, stated that his goal was to save 90% of his post-tax income by living in the truck and eschewing electricity, heating, air-conditioning, a kitchen, toilet or a personal shower. While definitely effective, Brandon’s plan is a little ambitious, and his lifestyle is probably not everyone’s cup of tea. But it did get me thinking about some simple ways one could cut out extraneous spending without having to move into the backseat of a car. Here are 3 not-so-crazy money-saving ideas of mine:

Eat Out Less, Cook More

I definitely enjoy eating out. There’s a lot to like about it. It’s a good way to hang out with friends or to get out of the house and relax. Sometimes, I just don’t feel like putting in the time or effort to cook a nice meal for myself. Which reminds me. I’m not a great cook to begin with. Eating out is a way for me to try new foods which

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Could there be a Future for Brick and Mortar?

brickandmortarIn recent times, it has seemed like online shopping is slowly pushing in-store shopping out of the picture. There are a lot of reasons why switching to online shopping makes sense. It doesn’t involve leaving the house and driving to a store, and sometimes sales tax is eliminated or the product is sold at a lower price than in-store. But brick and mortar stores might not be going the way of the dodo.

This week, Amazon opened its first retail store ever. In an ironic twist of fate,the online company that is so often credited with killing brick and mortar bookstores
is now looking to expand by opening its own physical location. Books sold in the store are offered at online prices, and they even come with customer reviews printed on cards. Located in Seattle, the new store primarily appears to be an experiment. As of yet, there are no firm plans to build more stores, but if this one goes well, Amazon hopes to open more locations.

It’s not quite clear what Amazon is hoping to achieve with this store, but it is probably safe to assume that they have legitimate reasons for venturing into the physical realm. Business News Daily reported on a study that found consumers still prefer to purchase in person. Many who participated in the study said they will often use the internet to research and browse before purchasing, but they prefer to make their actual purchases in a physical store.

Crowdfunding – Free Market Solutions for Social Causes

crowdfundingpicIf you’re like me, you’ve probably contributed to a couple of crowdfunding campaigns before. I love the idea of crowdfunding. It feels great to direct your support to projects in which you are interested, and to be able to contribute an amount that works for you. It’s like a more visible and interactive way of fundraising and donating. Crowdfunding started out mainly as a platform used for deliverable content like films and music but recently, it has expanded to include personal and cause-oriented projects such as helping victims of natural disasters or supporting the adoption of a child. Essentially, crowdfunding has become a free market solution for social causes.

GoFundMe seems to be the premier platform for cause-oriented crowdfunding, but IndieGoGo can still claim it’s place as the first personal and non-profit funding platform. IndieGoGo recently decided to make a move for GoFundMe’s crown by building

Apple’s Strong Stance on Data Protection

iphonepicAfter being asked by the court to access data stored on an iPhone as evidence for a case, Apple stated that accessing data on iPhones with the two latest versions of iOS (iOS 8 and 9) would be impossible. Apple is one of many companies that have responded to the growing privacy and security concerns that plague our modern world by increasing its focus on protecting users’ data. The recent versions of iOS require a passcode in order to access data kept on the device; a passcode that Apple does not store and cannot access.

The case Apple was responding to happened to involve an iPhone that was not running either of the iOS versions that include this passcode feature but, interestingly enough, Apple asked

Patent Laws Take a Bite Out of Apple

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UPDATE 10/17/15:

The Daily Mail reported the actual cost of the suit to be ruled at $234 Million.

Apple was charged with patent infringement this week, says PC Mag. The Wisconsin Alumni Research Foundation, or WARF, is the body behind the charges. WARF manages patents for The University of Wisconsin-Madison (UWM). The cost of the patent suit they are pursuing against the tech giant could reportedly reach $862 million.

WARF previously settled out of court with Intel, who they also sued over their Core 2 Duo processor back in 2008. In this case, the jury has already ruled that Apple was guilty

Tech Trifecta

Investing_moneyThe first question one must ask when looking to invest some money is, where to put it? This is true whether you are hoping to make a lot of money, to do something valuable with the money you have in savings while you’re not using it, or looking to support a business you believe in. It turns out that there may be a way to fulfill each of those three desires simultaneously: a tech trifecta, if you like. Investing in the tech industry might be just the thing for you. There are certainly lots of great technological ideas worth getting behind purely to support, but it’s also common knowledge that there is a lot of money to be made in the industry as well.

Last year, Facebook bought Oculus Rift for $2 billion. Oculus Rift famously raised over $2 million in crowdfunding through a Kickstarter campaign. The tech startup was not a publicly traded company so when they were bought by Facebook,